During the Co-operative Bank, we have for ages been driven by different things: an ethical approach to banking

For this reason, we have been truly the only high road bank in britain with a customer-led ethical policy.


  • A fundamental banking account for folks who may well not be eligible for a other forms of account
  • No overdraft facility, cheque guide or month-to-month account charge
  • You can’t start a Cashminder in the event that you currently hold a Co-operative Bank or smile present account, unless you’re in financial difficulty

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Present Account

  • Opt into Everyday Rewards and now we could reward you, or perhaps a charity that you choose for you, on a monthly basis
  • Handle your hard earned money making use of banking that is online on the opt for our mobile application
  • No monthly-fee

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Daily Extra

  • Includes Worldwide travel cover, British & European breakdown address and mobile insurance
  • You will need to hold A bank that is co-operative current or Current Account Plus to update
  • Simply ?15 each month

Get the full story

Not certainly which account is for you personally?

Switching made quick and easy

We do all the hard work when you switch your current account to The Co-operative Bank.

  • Direct Debits and orders that are standing moved immediately.
  • Re Payments into and from the account that is old are.
  • If you will find any nagging issues throughout the https://www.checkmatepaydayloans.com/ switch, we guarantee to pay for you.

Independent solution quality study outcomes

Individual accounts that are current

Included in a regulatory requirement, an unbiased study had been carried out to inquire of roughly 860 clients of each and every associated with 16 biggest individual present account providers should they would recommend their provider to family and friends. The outcomes represent the scene of clients who participated when you look at the study.

The necessity to publish the Financial Conduct Authority Service Quality Ideas for individual present reports is available on our individual present account solution quality information page.

Our solution quality information

Understanding accounts that are current

What exactly is an account that is current?

Discover what a present account is, how it operates and what it can be utilized for.

What forms of banking account is there?

Read about the various forms of banking account to assist you make the choice that is right.

Can we get a bank account with dismal credit history?

Learn how your credit score can impact getting a banking account and exactly what your choices are when you yourself have woeful credit history.

Help for existing clients

The Co-operative Bank reserves the ability to decrease any application.

You credit depends on your circumstances and our lending policy whether we can offer. We might decrease the job predicated on your needs or our financing policy. We may have the ability to provide something that’s dissimilar to the main one promoted.

Look, The Co-operative Bank and Britannia are exchanging names associated with Co-operative Bank plc, that is a user regarding the Financial Services Compensation Scheme (FSCS).

Financial Services Compensation Scheme

The Co?operative Bank plc to your eligible deposits are protected up to a total of ?85,000 because of the Financial solutions Compensation Scheme, great britain’s deposit guarantee scheme. This limit is placed on the full total of every build up you have got with all the following: The Co?operative Bank, Britannia and look. Any deposits that are total hold over the restriction between these brands are unlikely to be covered.

Information about our call costs

If you’re calling from the UK, calls to 0800 and 0808 figures are clear of landlines and mobiles; telephone telephone calls to 03 figures cost just like phone calls to numbers beginning with 01 and 02; phone phone calls to 0845 and 0870 numbers cost 3p per minute, along with your phone company’s access fee; phone phone calls to 0844 and 0843 numbers cost 7p per minute, as well as your phone company’s access fee. Prices for telephone telephone calls made outside the British will likely be dependant on your neighborhood provider.

Phone Calls could be checked or recorded for security and training purposes.

E mail us

If you want more help & information, it is possible to:

Talk to us via real time talk

Check us out in your neighborhood branch

Contact us to keep in touch with a consultant

The Co-operative Bank is included in the FSCS.


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